Shannon Purple – President, Forgotten Coast Market
Shannon Purple
Insuring Life on the Forgotten Coast, One Neighbor at a Time.
Homes, beach houses, boats, golf carts and everything families love about life on the coast.


Your Neighbor in Insurance, Right Here at Home.
Shannon leads Daffin’s Forgotten Coast market, focused entirely on personal insurance for the families of Gulf County, Franklin County and Mexico Beach, where she’s now raising her own little family.
Clients know her for patience, quick answers, and a habit of finding savings other agents missed. Just moved to the coast, bought a second home on the Cape, or watched your renewal jump? Shannon walks you through every option, explains what it means for you, and stays reachable long after the policy is signed, especially when a storm is in the forecast.
She also loves the policies other agents pass on: the river boat, the side-by-side, the golf cart that goes everywhere, the vacation home that’s rented half the year. Because Daffin is an independent agency, she can shop multiple carriers to find coverage that fits.
New to the Forgotten Coast?
Moving to the Coast? Start Right Here.
A quick flip-through guide to insuring your home, your boat and your coastal toys, written by Shannon for new neighbors, second-home buyers and anyone whose renewal just got a lot more confusing.
- 01Wind and Flood Are Two Different Things
- 02Hurricane Deductibles
- 03Know Your Flood Zone
- 04The Wind-Mitigation Inspection
- 05Roof Age and Older Homes
- 06Citizens vs. Private Carriers
- 07Vacation Homes and Rentals
- 08Golf Carts, Side-by-Sides and Boats
- 09Your Before-You-Buy Checklist
- 10Resources
Coverage for Your Home, Your Family and Everything You Love About the Forgotten Coast.
Shannon compares multiple carriers, walks you through wind and flood exclusions, and explains the numbers so you can decide with confidence. Tap any card to learn more.
Home & Wind
Full-time homes, beach houses and older coastal construction, with hurricane deductibles that fit your budget.
Learn more 02Flood Insurance
NFIP and private flood for Port St. Joe, Cape San Blas, Mexico Beach and St. George Island, because homeowners policies never cover flood.
Learn more 03 Shannon’s specialtyVacation & Second Homes
A beach house on the Cape or a cottage on the island is a different animal than the home you live in. Shannon matches the policy to how you actually use it.
- Personal use or rented to visitors, with the right policy for each
- Protection for a home that sits empty for weeks between visits
- Bundle the boat, golf cart and side-by-side that live at the beach house
Condos
Walls-in coverage, belongings and loss assessments for what your association’s master policy leaves out.
Learn more 05Luxury & River Boats
Yachts, center consoles, pontoons and river boats on St. Joe Bay, the Apalachicola River and the Gulf.
Learn more 06Golf Carts & Side-by-Sides
Street-legal golf carts, side-by-sides, ATVs and the toys that get you to the beach and back.
Learn more 07Auto & Umbrella
Cars and trucks bundled with your home for savings, plus extra liability for boats, pools and rentals.
Learn moreReady When You Are.
Quotes, questions, or a second look at your renewal. Email or call, or stop by and ask for her.
(850) 705-1005Shannon@daffininsurance.com
509 Cecil G. Costin Sr. Blvd, Ste B, Port St. Joe · Mon–Thu, 10 a.m.–5 p.m. ET · Get directions →
Your Home Quote Checklist
What to have in hand for a fast, accurate home quote, plus seven ways to lower your rate.
- Roof age, wind mitigation & 4-point reports
- Your current declarations page
- Discounts worth asking about