Sheena Strange – Lead Commercial Agent
Sheena Strange
Serving Bay County and the Forgotten Coast, One Relationship at a Time.
Sheena leads Daffin’s commercial insurance work across the coast, and if it’s easier for you, she’s glad to meet at your business instead of ours.
More Than Your Insurance Agent. Always in Your Corner.
Sheena grew up in Gulf County and later settled with her family in Bay County, which makes her one of the few agents who is truly local to both ends of Highway 98.
As Senior Vice President of Operations for both Daffin offices, she works alongside the whole team to keep things running smoothly for every client. As our lead commercial agent, she partners with business owners across the coast to make sure their coverage is thorough, clearly explained, and right for what they’ve built.
Whether you’re opening your first storefront or renewing coverage on a business your family has run for generations, Sheena takes the time to walk through it with you, answer every question, and stay reachable long after the policy is signed.
She reads a policy the way an owner reads a P&L: line by line, looking for the thing that will cost you later.
Then she shops it, negotiates it, and hands you something you can build on
Coverage for the Businesses That Keep Our Towns Running.
Commercial coverage along the Gulf takes more than a form. Sheena works with multiple carriers to find coverage that fits your business, walks you through the exclusions, and explains the numbers so you can decide with confidence.
General Liability & BOP
The foundation for every storefront, office and service business. Bundled where it saves you money, separated where it protects you better.
Learn More 02Commercial Property, Wind & Flood
Buildings, contents and business income in a coastal wind zone. This is where the fine print matters most, and where a careful review pays off.
Learn More 03 Sheena’s SpecialtyHospitality, Marine & Vacation Rentals
Restaurants, bars, charters, marinas and vacation rentals. The businesses that make our towns what they are, and the ones that need an agent who understands them.
Learn More 04Contractors & Trades
Roofers, builders, electricians and marine contractors. Certificates when you need them, and coverage that holds up when the general contractor asks questions.
Learn More 05Workers’ Compensation
Rated right for your class codes, audited without surprises, and set up so your crew is protected from day one.
Learn More 06Commercial Auto & Fleet
Trucks, vans, trailers and the people driving them. Hired and non-owned coverage included when your team uses their own vehicles.
Learn More 07Umbrella, Cyber & the Rest
Excess liability, cyber, EPLI, liquor liability and inland marine. The layers you don’t think about until someone hands you a summons.
Learn MoreHappy to Meet You Where You Work.
You’re running a business, and your day isn’t built around a downtown appointment. Sheena will come to the job site, the restaurant before the dinner rush, the marina or your office, walk the property with you, and build a recommendation from there.
- i.Walk-Throughs on Your ScheduleEarly mornings, after close, Saturdays if that’s what it takes.
- ii.Both Counties, No Travel FeeBay County and the Forgotten Coast, from Panama City Beach to Apalachicola.
- iii.Policy Review on the SpotBring your current declarations pages. She’ll tell you what they cover, what they don’t, and what they should cost.
- iv.One Point of ContactQuotes, certificates, claims and renewals, start to finish.
Your Business Quote Checklist
What to have ready, and ways businesses save
Getting a Quote? Come Prepared.
A one-page checklist of everything Sheena needs to quote your business accurately the first time, plus the ways businesses on the coast lower what they pay.
Have These Ready
- Current policies and declarations pages
- Three to five years of loss runs
- Revenue, payroll and employee details
- Property schedule and wind mitigation reports
- Vehicle and driver list
Ways Businesses Save
- Package coverage where it fits
- Get class codes right
- Invest in safety programs
- Strengthen your buildings
- Shop multiple carriers
Ready When You Are.
Email Sheena for the fastest answer on quotes, certificates and anything with an attachment, or ask for her at either Daffin office.
sheena@daffininsurance.comPanama City
755 Harrison Avenue
Monday to Thursday, 8:30 a.m. to 5:00 p.m.
Friday, 8:30 a.m. to 4:00 p.m.
Port St. Joe
509 Cecil G. Costin Sr. Blvd, Ste B
Monday to Thursday, 10:00 a.m. to 5:00 p.m. ET
Closed Friday through Sunday