Eve Fadden
Protecting What Matters Most.
I help families and business owners across Bay County get coverage that actually fits their life. No jargon, no pressure, and a real person on the other end of the phone.


Insurance Is Personal, and That’s Why I Love It.
Most people don’t think about their policy until the day they need it, and that’s the worst time to find out something wasn’t covered. My job is to make sure that day never catches you off guard.
I’ll sit down with you, look at what you actually own and who actually depends on you, and build coverage around that. Life insurance for the people you love. Home and flood for the roof over your head. Auto for everything in the driveway.
Then I stay in your corner: at renewal, after a storm, and any time you have a question. Because Daffin is an independent agency, I shop multiple carriers for you instead of selling one company’s list.
Coffeewith a quote

Come See Me at Coffee with Eve.
Every Tuesday from 8:30 to 9:30 a.m., I set up at Panama City Coffee on Harrison Avenue. You don’t have to be a Daffin client to come by, and if you let me quote your insurance while you’re there, the coffee is on me.
- 01Bring your current policy
- 02Bring your questions
- 03Or just bring yourself
- 04No appointment needed
- 05Non-clients always welcome
- 06I’ll tell you straight if it’s doing its job
One Agent for the Whole Picture.
Because I’m with Daffin Insurance, an independent agency, I can shop multiple carriers for you instead of selling one company’s list. You get options, and one person who knows all of them. Tap any card to learn more.
Home Insurance
Homeowners, condo, renters and landlord coverage, reviewed line by line.
Learn more 02Auto Insurance
Cars, trucks and teen drivers, bundled with your home for real savings.
Learn more 03 Eve’s specialty · The Life LadyLife Insurance
For the people counting on you. Coverage sized to your family’s real obligations, not a number pulled out of thin air.
- Income replacement and mortgage protection
- Term, whole life and final expense
- Business and key person coverage
Flood & Windstorm
Flood and wind coverage, with deductibles explained before you sign.
Learn more 05Boat & Watercraft
Boats, jet skis and pontoons, covered for days on St. Andrew Bay and everywhere along the Gulf.
Learn more 06Motorcycle & RV
Bikes, motorhomes and travel trailers, whether you’re cruising Front Beach Road or heading cross-country.
Learn more 07Umbrella Liability
Extra liability on top of your home and auto, for the pool, the boat and the backyard cookouts.
Learn moreLet’s Talk.
Call or text my cell any time, email me, or stop by the Daffin office on Harrison and ask for Eve. Already have a policy? Send it over and I’ll review it for free.
(850) 703-7606eve@daffininsurance.com
Cell (call or text) (850) 703-7606 · Office (850) 769-8183
755 Harrison Avenue, Panama City, FL 32401 · Mon–Thu 8:30–5, Fri 8:30–4 · Get directions →
Life Insurance FAQs
The questions Eve hears most, answered in plain English, before you ever pick up the phone.
- How much coverage you really need
- Term vs. whole life vs. final expense
- What affects your rate