NSA Panama City Insurance | Navy, Coast Guard & Civilian Families
NSA Panama City Insurance
For Sailors, Divers & Civilians.
To every Sailor, Coastie and civilian at NSA Panama City,
welcome home to Bay County.
Renters, auto, home, flood, boat and life insurance for Navy, Coast Guard, civilian and contractor families at Naval Support Activity Panama City. Local agents just across the Hathaway Bridge who compare 20+ carriers.
Families Welcome
Carriers Compared
The Hathaway Bridge
Business Day
Get Covered Before You Check In.
Renters, Condo or Home
Most NSA Panama City families live off base in Panama City Beach or across the bay. Get renters, condo or homeowners coverage in place before move-in day.
Update Your Auto Policy
Active duty can keep home-state plates, but your carrier needs to know your car now lives in Bay County. Florida plates require at least $10,000 PIP and $10,000 property damage liability.
Know Your Flood Zone
Thomas Drive, the beach and the bayfront sit near the water. Renters and homeowners policies never cover flood, so check before you sign a lease or a contract.
Plan for the Long Term
SGLI covers up to $500,000 while you serve. Civilian engineers and contractors often rely on workplace coverage that ends when the job does. Private life insurance fills the gap.
Coverage Built for a Base on St. Andrew Bay
Naval Support Activity Panama City sits on St. Andrew Bay off Thomas Drive in Panama City Beach. It is home to the Naval Surface Warfare Center Panama City Division, the Navy Diving and Salvage Training Center, the Navy Experimental Diving Unit, the Center for Explosive Ordnance Disposal and Diving, and Coast Guard Station Panama City, along with thousands of military members, civilian scientists and engineers, and contractors.
That mix means very different insurance needs. A student diver here for training needs simple renters and auto coverage. A civilian engineer buying a home in Lynn Haven needs homeowners and flood. A Coast Guard family on Thomas Drive may want a condo policy and a boat policy. We handle all of it, and we compare 20+ carriers so you are not stuck with one company’s answer.
Florida insurance surprises a lot of newcomers, from hurricane deductibles to no-fault auto rules. Our Panama City team explains it in plain English and gets you covered fast, so you can focus on the mission.
Your NSA Panama City Agents
Eve FaddenLife Insurance & Personal Lines · “The Life Lady”Meet Eve →
Alexis BurrellLife Insurance & Personal Lines AgentMeet Alexis →
- Office: 755 Harrison Avenue, Panama City, FL 32401
- Phone: (850) 769-8183
- Hours: Mon–Thurs 8:30a–5:00p · Fri 8:30a–4:00p CT
- In NSA Panama City: Eve and Alexis help Navy, Coast Guard, civilian and contractor families with renters, auto, home and life insurance.
Just Across the Hathaway Bridge
Our Panama City office on Harrison Avenue is just across the Hathaway Bridge from NSA Panama City. Most families handle everything by phone and email, and you are always welcome to stop by.
- 20+ CarriersWe shop them for you
- 1 Business DayTypical quote turnaround
- Since 2013Local & independent
- Real PeopleWho answer the phone
Insurance for Every Stage of Your Tour
From a first lease on Thomas Drive to buying a home in Lynn Haven, we cover active duty, Coast Guard, civilian and contractor families.
Renters Insurance
Belongings, liability and temporary living costs for off-base rentals and student housing.
Learn more →Auto Insurance
Out-of-state plates or Florida registration, with uninsured motorist coverage and bundling discounts.
Learn more →Condo Insurance
Walls-in coverage and loss assessments for Panama City Beach and Thomas Drive condos.
Learn more →Home Insurance
Coverage that meets VA loan requirements, with hurricane deductibles explained before closing.
Learn more →Flood Insurance
NFIP and private flood for beach and bayfront homes. Required in high-risk zones with a federally backed mortgage.
Learn more →Life Insurance
Private term and whole life to supplement SGLI or replace coverage that ends with a job.
Learn more →Landlord Insurance
PCSing out? Switch to a landlord policy before your tenant moves in.
Learn more →Ready to Compare Your Options?
Tell us what you need and a local agent will follow up within one business day.
Neighborhoods Near NSA Panama City
Thomas Drive & Grand Lagoon
Bayside and lagoon homes closest to the base.
Lynn Haven
Popular with civilian and military families for schools and newer homes.
Panama City
Established neighborhoods near our downtown office.
Southport & Bayou George
More space and acreage north of the bay.
Callaway & Parker
Homes on the east side, shared with many Tyndall families.
What Our Bay County
Neighbors Are Saying
Lindsey is an amazing agent. She found a policy that saved us about $1000 on homeowner’s insurance. She made the entire process quick and painless. Excellent communication with speedy responses. We appreciate you!
I was referred to Daffin Insurance by my realtor when I moved to Florida. Daffin has been nothing but helpful in educating me on the ins/outs of insurance in Florida. I have especially found Shannon Purple to be an excellent resource and advocate!
My experience with Sheena at Daffin Insurance was amazing. As a second year business owner she got me exactly what I needed for General Liability and Business Auto Insurance. She gave all the options for me to make the best decision.
NSA Panama City Insurance FAQsQuestions We Hear From Base Families+
Do I have to register my car in Florida when stationed at NSA Panama City?
What auto insurance does Florida require?
I am only here for dive school. Do I need renters insurance?
Do you insure condos in Panama City Beach?
I am a civilian engineer or contractor. Can you help?
Is SGLI enough life insurance?
Daffin Insurance Services proudly serves Bay County, including Naval Support Activity Panama City, Panama City Beach, Lynn Haven and Panama City, from our Panama City office.
Talk With an Agent
Panama City Office
Friday: 8:30a-4p
Sat & Sun: Closed
Port St. Joe Office
Fri-Sun: Closed