Forgotten Coast Insurance Agency | Gulf & Franklin County, Mexico Beach
The Forgotten Coast’s
Local Insurance Agency.
From Mexico Beach to Carrabelle,
we insure the coast we call home.
Home, flood, vacation rental, boat, business and life insurance for every town on the coast. Our Port St. Joe office sits in the middle of it all, with local agents who compare 20+ carriers for the homes and businesses that make this coast special.
Since 2013
Carriers Compared
In Port St. Joe
Who Answer the Phone
Coastal Coverage From People Who Live Here.
An Office on the Coast
Plenty of agencies sell policies on the Forgotten Coast from somewhere else. Our Port St. Joe office is right here, with agents you can call, text or sit down with.
We Shop 20+ Carriers
Coastal homes are hard to place. As an independent agency we compare private carriers, surplus lines and Citizens so you see your real options.
Wind, Flood & Rentals
Hurricane deductibles, flood zones, vacation rentals and homes that sit empty between seasons are everyday conversations for us, not special cases.
Commercial & Rental Visits
Sheena visits local businesses on site, and our team can stop by vacation rentals to update photos and property details. For everything else, call, email or stop by the office.
One Agency for Every Town on the Coast
The Forgotten Coast runs from Mexico Beach through Port St. Joe, Cape San Blas and Apalachicola to St. George Island and Carrabelle. It is quieter, wilder and more exposed than the rest of the Florida Panhandle, and the insurance market here has fewer local options than almost anywhere else on the Gulf. Many owners end up with a policy bought online or from an agent hours away who has never seen the house.
Daffin Insurance Services opened our Port St. Joe office to change that. We insure full-time homes, beach houses, vacation rentals, condos, mobile homes, boats, golf carts and local businesses, and we compare 20+ carriers for each one. When a storm is in the forecast, you know exactly who to call.
Pick your town below to see coverage built for where you live, or call our Port St. Joe office and talk to a local agent today.
Your Forgotten Coast Agents
Shannon PurplePersonal Lines Agent · President, Forgotten Coast MarketMeet Shannon →
Sheena StrangeSenior VP of Operations · Lead Commercial AgentMeet Sheena →
- Office: 509 Cecil G. Costin Sr. Blvd, Ste B, Port St. Joe, FL 32456
- Phone: (850) 705-1005
- Hours: Mon–Thurs 10:00a–5:00p ET · Fri–Sun closed
- On the Forgotten Coast: Shannon leads personal lines on the coast, and Sheena leads commercial insurance for local businesses.
Right in the Middle of the Forgotten Coast
Our Port St. Joe office sits right in the middle of it all, just around the corner from Mexico Beach, Cape San Blas, Wewahitchka, Apalachicola and St. George Island. Most clients handle everything by phone or email, and you are always welcome to stop by.
- 20+ CarriersWe shop them for you
- 1 Business DayTypical quote turnaround
- Since 2013Local & independent
- Real PeopleWho answer the phone
Insurance Across the Forgotten Coast
Every town on this coast is a little different. Choose yours to see the coverage, local details and FAQs that matter most.
Mexico Beach
Rebuilt homes, canal lots, golf carts and rentals on the Bay County side of the coast.
Mexico Beach insurance →Port St. Joe
Our home office, serving Port St. Joe, Highland View and St. Joe Beach.
Port St. Joe office →Cape San Blas & Indian Pass
Beach houses, vacation rentals and VE-zone homes on the St. Joseph Peninsula.
Cape San Blas insurance →Wewahitchka
Homes, mobile homes, farms and river boats in north Gulf County.
Wewahitchka insurance →Apalachicola & Eastpoint
Historic homes, restaurants and working waterfront on Apalachicola Bay.
Apalachicola insurance →Meet Shannon
Shannon Purple, Personal Lines Agent and President of our Forgotten Coast Market.
Meet Shannon →New to the Coast?
Shannon’s free guide to insuring your home, boat and coastal toys.
Read the guide →Ready to Compare Your Options?
Tell us what you need and a local agent will follow up within one business day.
Coverage for Coastal Life
Homes & Wind
Full-time homes and beach houses, with hurricane deductibles explained.
Business
Restaurants, rental managers, shops, marinas and contractors.
Life
Term, whole life and final expense for your family.
Flood
NFIP and private flood for every zone on the coast.
Vacation Rentals
Dwelling and landlord policies with liability for guests.
Boats & Golf Carts
Bay boats, pontoons, golf carts and side-by-sides.
What Our Forgotten Coast
Neighbors Are Saying
I didn’t even know insurance could be this easy until I worked with Sheena at Daffin Insurance in Port St. Joe. I never even had to leave the house. Everything was handled through email — smooth, quick, no hassle… Sheena took one look at my policies and basically said, “Oh we can fix this,” and proceeded to save me a TON of money on both my auto and home insurance.
Shannon and the ladies at Daffin Insurance are extremely helpful and helped us find the best policy while saving us money! Excellent customer service and great care is taken. Thank you for making the experience and transition easy!
Daffin Insurance Services proudly serves Bay, Gulf and Franklin Counties, including Mexico Beach, Port St. Joe, Cape San Blas, Indian Pass, Wewahitchka, Apalachicola, Eastpoint, St. George Island and Carrabelle, from our Port St. Joe office.
Talk With an Agent
Panama City Office
Friday: 8:30a-4p
Sat & Sun: Closed
Port St. Joe Office
Fri-Sun: Closed